Mandaljee Digital Bank offers Personal Loans to meet your financial needs and day-to-day financial emergencies. Be it education, home renovation, medical expenses, festival, weddings or travel, our Personal Loan is designed to provide the most viable financial solution to our customers in every way, at the time of need. Ujjivan Bank’s quick, contactless online procedures and attractive interest rates among other features make its loans viable and hassle-free. Now avail unsecured loans up to Rs 10 Lakhs online.

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Features & Benefits

  • Unsecured loan: No collateral required to avail the loan.
  • Attractive interest rates: Interest rates starting from 11.49%*
  • Flexibility in loan tenure: Easy EMI option available on your loan tenure, varying from 1-5 years*.
  • Quick disbursal: Hassle-free loan application and approval within 3-4 working days from the date of application creation.
  • No physical documents required: Contactless banking, because your safety comes first.
  • Loan protection: Insurance plan with personal loans.
  • Online service: Digital process so that your loan application and approval process is simple and less time consuming.


  • Minimum one year, to maximum five years.

Loan Amount

  • Rs. 50,000- Rs. 10,00,000


The basic eligibility guidelines for Ujjivan Bank Personal Loans are as follows:

  • The borrower should be a salaried professional aged between 22-58 years.
  • His/her minimum net monthly income from salary should be more than or equal to Rs 15000 per month*

Digital Documents Required

  • Address proof (passport / Aadhar Card / driver’s license / voters ID)
  • Income proof - salary slips of the last 3 months.
  • Bank statements for the last 6 months of the main operational/salaried bank account.
  • Company ID Card.
  • PAN Card.
  • Passport Size Photograph.